Terms & Conditions

1. Acceptance of Terms

By accessing or using any ZipBuy, LLC website or digital property, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.

2. Services Description

ZipBuy operates a real estate, mortgage, commercial financing, marketing, education, and lead-generation ecosystem. Services may include:

• Residential mortgage financing
• Investment property and DSCR financing
• Commercial real estate financing
• Real estate brokerage and referral services
• Lead generation and marketing services
• Consumer education and pre-qualification tools

Submitting information through any ZipBuy platform is not, by itself, a mortgage loan application, loan approval, commitment to lend, or guarantee of financing.

3. User Obligations

You agree to provide accurate, current, and complete information when using our forms and services. You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account.

You agree not to:

• Use our services for any unlawful purpose
• Submit false or misleading information
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the integrity of our services

4. Intellectual Property

All content on ZipBuy websites, including text, graphics, logos, images, and software, is the property of ZipBuy, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

5. Limitation of Liability

ZipBuy, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use or inability to use our services.

6. Third-Party Services

Our services may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.

7. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting. Your continued use of our services following any changes indicates your acceptance of the new terms.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.